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Sunday, 28 August 2016
Scientists may have found 'fifth force of nature'
New Massive Galaxy Dragonfly 44 Is 99.99 Percent Dark Matter
Questions that Revealed Atheists Weakness
The word "Trinity" is not found in the Bible.
Saturday, 27 August 2016
He Spends 6.7m on UK Master Degree but couldn't get a job.
Friday, 26 August 2016
110 Amazing Water Facts You Should Know
12 Things You Should Know About Sun And Your Skin
Conditions for getting school fees advance from banks
Paying children's school fees is the obligation of every parent; and settling this timely will save the students a lot of embarrassment from their school authorities.
When too many needs are competing for little resources available with parents, it is adviseable for them to apply for school fees advance from their banks.
A major requirement to enjoy this facility is that the parent must have his salary account domiciled in the bank.
- Benefits
One of the benefits of this facility is that it provides a short-term loan. The parent usually has less than six months to repay the loan.
Different banks have the maximum amount they can give to any individual. Parents can also apply for more than one student, depending on the maximum number of children the bank allows.
When the loan is granted, the parent will have to repay the loan from his salary account with interest. The total amount he is usually allowed to pay monthly is not expected to exceed half of his monthly emolument.
After the parent has finished repaying the loan, he can ask for another loan to be used for the same purpose.
In some cases, the parent will be expected to have credit insurance against death, permanent disability or loss of job. This is to make sure that the insurance company pays the loan if the parent is unable to pay back.
- Requirements
A parent will have to fill an application form requesting for a school fees advance from the bank, which should be submitted together with an undertaking form signed by the employer.
The parent will also provide the bank with the bill stating the amount and evidence that his salary is domiciled in the bank. This is to ensure that the money is not diverted for other usage but specifically for what it was obtained.
Those who benefit from this facility must be working in either the organised private sector or public sector.
- Funds
Depending on the bank, there are minimum and maximum amounts that parents can apply for. While the minimum in some banks is as low as N40,000, a parent can apply for up to N1m.
Also, the parent may not have to be a long standing customer with the bank. As long as at least one month salary has been paid in the bank, a parent can apply for the loan.
If the parent has an existing loan in the bank, this will not prevent the bank from granting the new loan as long as the repayment of all the loans will not exceed a certain percentage of the monthly emolument.
It is also worthy of note that the bank will not give the parent the cash. The fees will be paid directly into the school's bank account or a draft will be issued in the name of the school.
- Minimum salary
A parent must be earning a certain minimum salary as stipulated by the bank before he can apply. In some banks, the salary may be as low as N20,000 per month.
Also, the parent must have been working for a certain number of months and a confirmed employee of his organisation.
Source: http://punchng.com/conditions-getting-school-fees-advance-banks/
Fulani herdsmen kill a Catholic Seminarian At Enugu State
Suspected Fulani herdsmen, on Thursday morning, carried out another attack in Enugu state, storming Ndiagu Attakwu community, in Nkanu West Local Government Area, killing a seminarian of the Catholic Church and wounded several others.This attack is coming barely four months after a similar attack on Nimbo community left several persons dead.Reports revealed that the armed herdsmen stormed the community at about 2 a:m, and butchered every person in one of the compounds and escaped after alarm was raised.The traditional ruler of the community, His Royal Highness, Igwe Greg Ugwu, who spoke to journalists on the incident, said he was shocked that such horror was visited on his people without any form of provocation."There was no issue at all between them and my people. The only thing I heard is that they entered into the heart of the community Wednesday afternoon and a woman sounded a gong, after which the cows scattered; they got the cows together and left only to return in the night", he stated.It was gathered that the herdsmen entered the residence of the victims by climbing through the roof."As soon as they got it, they started butchering the occupants; the seminarian died instantly; another person had her intestines ripped off; four of the victims are battling for survival as we speak", a community source disclosed.The seminarian, identified as Lazarus Nwafor, an indigene of Orlu in Imo State, was said to have returned from his Apostolic work on Wednesday afternoon.Speaking to journalists on the incident, the Catholic Bishop of Enugu Diocese, the Rt. Rev. Calistus Onaga described the incident as a provocation too many.He said: "few weeks ago, both the clergy and the laity gathered and showed their anger over the activities of these Fulani herdsmen; we were able to calm people down; we said let us give government a chance; but you can see the climax, a student has just been butchered; it looks like we are being targeted every year, we are being attacked."The government should do something about this; it is very painful; it is very sad. This is not the way to do things; all of a sudden these people have assumed another efrontery, they have assumed another boldness, they have assumed another attitude."If they cannot live with us together, let them quietly go; this is our land, we cannot pack out of this place."We are pleading with all the security agencies to look into this because at a time, people may not hold their patience again, there may be free range of anger and violence."Of course we are not prone to violence but at a time we can really be stretched so much that we will have no option than to defend ourselves. Life has been lost and to replace it is impossible."So, we are really sad; we are really in pain and I need to really summon the courage to address the Catholic Faithful on what happened; how would I explain it?"See Graphic Photos Below:
http://pmenaija.com/graphic-photos-fulani-herdsmen-attack-enugu-community-again-kill-catholic-seminarian/?utm_source=twitterfeed&utm_medium=twitter
Thursday, 25 August 2016
Teens Who Say No to Social Media
Some teenagers are opting out of the relentless pursuit of 'likes' on Facebook and Instagram—and they don't feel like they're missing out

ILLUSTRATION: CARMEN SEGOVIA
When 14-year-old Brian O'Neill of Washington, D.C., wanted to find out what his friends had been up to over summer vacation, he did something radical: He asked them. Unlike most kids his age, Brian isn't on social media. He doesn't scroll through his friends' Instagram shots or post his own, nor does he use Facebook or Snapchat. "I don't need social media to stay in touch," he says.
Such abstention from social media places him in a small minority in his peer group. According to a2015 report by the Pew Research Center, 92% of American teenagers (ages 13-17) go online daily, including 24% who say they are on their devices "almost constantly." Seventy-one percent use Facebook, half are on Instagram, and 41% are Snapchat users. And nearly three-quarters of teens use more than one social-networking site. A typical teen, according to Pew, has 145 Facebook friends and 150 Instagram followers.
But what if a teen doesn't want to live in that networked world? In a culture where prosocial behavior happens increasingly online, it can seem antisocial to refuse to participate. Are kids who reject social media missing out?
Before the advent of the internet and social media, staying in touch with friends during summer vacation meant writing letters home from camp or talking to your best friend on the phone. "When I was their age, during summer vacation, I was tied to the phone," says Brian's mother, Rebecca O'Neill. "But my son just texts or emails people when he wants to see someone, and they meet up in person."
Most of the social-media abstainers whom I interviewed aren't technophobes. On the contrary, they have mobile phones that they use to contact their friends, usually via text. They are internet-savvy and fully enmeshed in popular culture. And they are familiar with social media. They just don't like it.
Jacqueline Nesi, a researcher at the University of North Carolina at Chapel Hill who studies teens and social media, says, "Based on survey data from our lab as well as national statistics, I would estimate that only between 5% and 15% of teens abstain from social-media use."
To these teens who opt out, the relentless pursuit of "likes" looks exhausting. "I think it takes too much time and kids get too absorbed," says Annie Furman, 19, who grew up in the Dallas area and is about to start college in Iowa. "I'd rather see my friends in person than tweet at them. I don't want to spend all my time on my phone. I want to spend it in the real world."
For many nonusers of social media, the immediacy of face-to-face interaction trumps the filtered intimacy of Facebook and Instagram. "I do love seeing kids otherwise attached to their phones equalize when they're cut off," says Katy Kunkel of McLean, Va., whose four children range in age from 7 to 12. None of them are on social media. Especially during the summer months, she notes, "The kids recalibrate much quicker than adults. They find a tribe, then fun or trouble in trees and creeks…. They are way more active by default."
The children themselves don't often feel that they are missing out. Even though "almost 100%" of his friends are on social media, Brian O'Neill says that he can't recall a time when something important happened in his social circle and he didn't hear about it. "They let me know if something is going on," he said. Ms. Furman's experience is similar: "Sometimes I wouldn't understand a specific joke everyone was telling, but 90% of the time, it's not really worth it—it's just a joke."
"Parents are so afraid of having their kids feel left out," said Marnie Kenney of Washington, D.C., whose 14-year-old daughter Raya has opted out of social media. "They project that fear onto their kids." But, she notes, "Social media is just gossip, a lot of it," and she thinks her daughter is better off without it.
Discussions of the impact of social media often focus on cyberbullying or online predators, but a more immediate and chronic danger is its tendency to encourage teens constantly to compare themselves to their peers. And not just to their peers but to Gigi Hadid, Kylie Jenner and other Instagram stars, models and YouTube celebrities whose exploits are relentlessly documented across social media. "All of the comparison isn't healthy," said Sue Lohsen, the mother of two daughters in Washington, D.C. "Everyone has their Facebook-perfect, happy life. But you have to figure out your own self. Social media doesn't encourage people to do that."
In a study published this spring in the journal Psychological Science, researchers created an Instagram-like program and then used fMRI scans to measure teens' reactions to the photos that received more or fewer likes. What they discovered was a process of "quantifiable social endorsement," with teens using what received likes on social media "to learn how to navigate their social world." But such cues can be adaptive or maladaptive. The researchers found that adolescents "were more likely to like a photo—even one portraying risky behaviors, such as smoking marijuana or drinking alcohol—if that photo had received more likes from peers."
Such peer pressure is hardly new. What is new, with social media, is the speed with which peers can comment on each other's lives, as well as the assumption that they should. "There's a kind of bipolar effect that social media has on girls her age," Marnie Kenney said of her daughter. "They're constantly being judged. Their self-worth is constantly measured by other people's response to every single thing they put online."

PHOTO: GETTY IMAGES
"I feel like a lot of what happens on Instagram isn't valuable communication," said Katherine Silk, 18, who grew up in Los Angeles and is about to start a gap year before heading to Emory University. "I'll be with friends eating, and they'll say, 'Let's post this on Instagram!' Sometimes I feel like saying, 'You should be talking to me and the other people here, not posting things for people who may or may not care, just so you can get more likes.' " Like many social-media abstainers, she thinks that too often her peers "don't have adequate boundaries" when it comes to social media use.
As for the possibility that they are missing out, the social-media abstainers are sanguine. "If I have something important to tell my friends, I'll call them. That's enough," says Ms. Silk. "Honestly? Even as an adult, I wouldn't use it unless I really needed to," Brian O'Neill says about social media. "There's nothing really new or creative on it. In 10 years, the social-media craze will be pretty much gone. Everyone will find a different way to waste their time."
— Ms. Rosen is a Future Tense Fellow at the New America Foundation and senior editor of the "New Atlantis: A Journal of Technology & Society."
Source:
Unidentified Twitter Account




